Which organization do life and health insurance companies regulate themselves through?

Life and health insurance companies primarily regulate themselves through the National Association of Life Underwriters (NALU). This organization plays a significant role in representing the interests of life insurance agents and underwriters. By providing a platform for education, advocacy, and professional development, NALU helps ensure that its members adhere to ethical standards and best practices within the industry. This self-regulation is crucial as it promotes a level of professionalism and accountability among insurance providers, ensuring that they meet the necessary requirements and maintain consumer trust.

While the other organizations listed may provide valuable resources and support to professionals within the insurance industry, they do not serve as the primary self-regulatory body for life and health insurance companies. For instance, FINRA focuses on the regulation of broker-dealers and securities, while the other associations concentrate on niche aspects of insurance but do not have the broad regulatory authority and impact of NALU in the context of life and health insurance.