Which of the following powers is not granted to the PA Commissioner of Insurance?

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The power to prosecute individuals for violating insurance laws is not typically granted to the Commissioner of Insurance. Instead, the Commissioner is usually responsible for regulatory oversight, such as licensing producers and companies, enforcing insurance laws, and issuing regulations to facilitate the administration of those laws.

While the Commissioner can play a role in investigating violations and may work with law enforcement or attorney generals on enforcement actions, the actual prosecution usually falls under the jurisdiction of the legal system or specifically appointed law enforcement agencies. This delineation of responsibilities allows the Commissioner to focus on regulatory compliance and maintaining an orderly insurance market without overstepping into the realm of criminal prosecution, which is handled by legal professionals trained in that area.

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