Which of the following is NOT a remedy available to the PA commissioner of insurance for unfair competition?

The remedy that is not available to the Pennsylvania commissioner of insurance for unfair competition is imprisonment. The functions of the commissioner focus primarily on regulatory enforcement, consumer protection, and maintaining a fair insurance market. This includes issuing cease and desist orders to stop unfair practices, revoking licenses for serious violations, and suspending licenses as a temporary measure.

Imprisonment falls outside the administrative and regulatory powers of the commissioner. While serious criminal activities related to insurance fraud could potentially lead to imprisonment, that action is typically pursued by the criminal justice system rather than through the insurance regulatory framework, where administrative remedies are more pertinent. Therefore, recognizing that imprisonment is not within the commissioner’s authority to enforce in cases of unfair competition is essential to understanding the scope of regulatory powers in the insurance industry.