After how many days in the hospital will Medicare Part A no longer pay any benefits unless the lifetime savings reserve is drawn upon?

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Medicare Part A covers inpatient hospital stays, but there is a limit on the number of days it pays for each benefit period. Specifically, Medicare Part A covers up to 90 days of inpatient care in each benefit period. After the 90-day limit is reached, beneficiaries can access an additional 60 days of benefits from the lifetime reserve. However, these extra days are available only under certain conditions. If these reserve days are not used or if the beneficiary has already exhausted their lifetime reserve, Medicare will no longer cover hospital services after 90 days in a benefit period. Therefore, after 90 days in the hospital, unless the lifetime savings reserve is utilized, Medicare Part A halts benefits.

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